Select Checking Account

Earn 3.50% APY* on balances of $250,000 and greater without being locked into a specific term, and make transactions whenever you need them.

See Rates

与选择支票账户赚取高利率，没有费用，没有最低限度

Enjoy Arbor Financial's Select Checking Account with no fees, no minimums, and direct deposits up to 5 days early with Early Pay⁺. 您将获得每月未支付的股息，这通常与定期存款有关. Plus, 你的资金由NCUA提供联邦保险，你会感到安全而安心¹.

Earn High-Yield Dividends

当你的支票账户中有25万美元或更多时，你最多可以赚3美元.50% APY*.

No Fee Checking and No Minimum Balance Requirements

享受免费支票和无最低余额要求的福利. 转账和使用你的支票账户，随你喜欢的多或少而定，低于250美元也不会被罚款,000.

Early Pay Up to 5 Days Early⁺

您可以提前五天免费使用符合条件的直接存款 Early Pay!

Visa Debit Card

Enjoy a Visa Debit Card with your choice of PIN as soon as you open your account.

Surcharge-Free ATM Access

在我们网络内的3万台免费ATM机中任意一台取钱. Find an ATM near you!

Mobile & Online Banking Access

Manage your money through our easy to use Online Banking, Mobile Banking，以及互补的网络账单支付和远程存款功能.

Complimentary Checks

Enjoy complimentary checks on this account.

Overdraft Protection

Zelle®

Use Zelle 通过手机加拿大28软件应用程序或网上加拿大28软件账户，方便快捷、安全地汇款.

Select Checking Account Resources

用这些额外的工具和资源来增长和管理你的财务.

Investment Options

通过Arbor Financial的财富管理计划，您可以了解哪些投资计划可供选择.

Current CD Rates & Specials

检查今天的现行利率和特价为一个安全的和联邦保险的投资选择.

eServices

We make Online Banking easier than ever with eStatements.

Surcharge-Free ATM Locator

Find a surcharge-free in network ATM near you!

Frequently Asked Questions

To open your Select Checking Account, apply online or visit one of our branches across West Michigan:

您的社会安全号码或个人纳税人识别号码.
Your Driver's License, State ID, Military ID, or Passport.
如果您是用其他金融机构的资金开立新账户, you'll need their routing number and account number.
如果你是用借记卡或信用卡开的新账户, you'll need the card number, expiration date, and CVV code.
Want another person to sign on the account with you? 他们需要输入并验证他们的个人信息.

你选择的支票账户余额越高，你赚的就越多.

For balances $250,000 and above you earn a dividend of 3.50% APY⁺

For balances $249,999.99 and below you earn a dividend of 0.01% APY⁺

股息是作为公司的部分所有者支付给信用合作社成员的款项. 通过向会员支付股息，我们可以将收入分配给业主. We pay our dividends monthly.

There is no minimum balance requirement, however, to earn the highest yield you must have at least $250,000 in your account.

Yes, your funds are federally insured through the NCUA 对于每个账户所有权类别，每个存款人最高可获得25万美元.

你的账户不会被收取每月的维护费用，这意味着你可以保留你赚的所有利息.

1. Funds are federally insured through the NCUA 对于每个账户所有权类别，每个存款人最高可获得25万美元.

* Arbor Financial Credit Union支票计划的年度百分比收益率(APY)按每日余额法计算. Dividends are compounded and paid monthly. 股息率和年利率是可变的，可能随时发生变化. Fees may reduce earnings on the account. APY shown is accurate as of January 1, 2024. Interest earned on daily balances of $250,000 or more. If the balance is below $250,000, you will earn 0.01%.

+通过提前付款服务，直接存款和其他自动清算所(ACH)信贷最多可提前5天存入您的账户. 提前支付服务取决于存款何时从发送方发起并由信用社接收, 我们不能保证存款会在预期的结算日期之前寄出. 信用合作社不负责由于不可预见的情况延误投寄. The Credit Union, in its sole discretion, may determine whether certain deposit payments, deposit types, or member accounts are excluded from the service. 提前付款的条款和条件可随时更改，恕不另行通知. Not applicable to business, loan, or mortgage accounts.